Hail Storm Action Steps:
How to Work with your Insurance Company
A common mistake of many homeowners is waiting too long to notify their insurance company of damage. Most insurance policies have a time window for reporting damage. Make sure to have your roof inspected soon after a storm to ensure the damage, if any, is properly reported, recorded and analyzed.
Steps to take:
Call your agent or company as soon as you notice damage. Practically all homeowners policies cover hail damage. You car will be covered if you've purchased comprehensive coverage.
If your agent or company requests you to do so, follow up your call with a written explanation of what happened.
Save receipts for what you spend and submit them to your insurance company for reimbursement